Terms and Conditions
Applicants must be UK residents aged 18 years old or over and are subject to approval. *The maximum amount of time for interest free payment on purchases is 56 calendar days and is obtained only if you spend on the first day of the new statement period and repay the balance in full on the due date. Terms and exclusions apply to collecting Avios and On Business Points. Reward flights and cabin upgrades are subject to availability. Taxes, fees and carrier charges apply. See americanexpress.co.uk for details. American Express Services Europe Limited is authorised and regulated by the Financial Conduct Authority. All information including Representative APR is correct as at 24th November, 2020. Interest rates link to the Bank of England base rate.
If Cardmembers are not already members of the British Airways Executive Club (to collect Avios) and On Business Programme (to collect On Business Points), they will be automatically enrolled when they successfully apply.